:root{--clr-primary: #1A56DB;--clr-primary-light: #3F83F8;--clr-primary-dark: #1E40AF;--clr-secondary: #E9B23E;--clr-dark: #1F2937;--clr-dark-lighter: #374151;--clr-light: #F9FAFB;--clr-white: #FFFFFF;--clr-text: #111827;--clr-text-muted: #4B5563;--clr-border: #E5E7EB;--font-base: "Inter", system-ui, -apple-system, sans-serif;--max-width: 1200px;--spacing-sm: .5rem;--spacing-md: 1rem;--spacing-lg: 2rem;--spacing-xl: 4rem;--spacing-xxl: 6rem;--border-radius-sm: 8px;--border-radius-md: 16px;--border-radius-lg: 24px;--shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -1px rgba(0, 0, 0, .06);--shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -2px rgba(0, 0, 0, .05);--glass-bg: rgba(255, 255, 255, .85);--glass-border: 1px solid rgba(255, 255, 255, .4)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-base);color:var(--clr-text);background-color:var(--clr-light);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{text-decoration:none;color:inherit;transition:color .3s ease}ul{list-style:none}h1,h2,h3,h4,h5,h6{font-weight:700;line-height:1.2;color:var(--clr-dark)}.heading-xl{font-size:clamp(2.5rem,5vw,4rem);letter-spacing:-.02em}.heading-lg{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.01em}.heading-md{font-size:1.5rem}.text-lg{font-size:1.125rem}.text-muted{color:var(--clr-text-muted)}.text-center{text-align:center}.text-primary{color:var(--clr-primary)}.text-gradient{background:linear-gradient(135deg,var(--clr-primary),var(--clr-primary-light));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.container{max-width:var(--max-width);margin:0 auto;padding:0 var(--spacing-md)}.section{padding:var(--spacing-xxl) 0}.bg-white{background-color:var(--clr-white)}.bg-light{background-color:#f8fafc;background-image:linear-gradient(to right,rgba(226,232,240,.8) 1px,transparent 1px),linear-gradient(to bottom,rgba(226,232,240,.8) 1px,transparent 1px);background-size:40px 40px;border-bottom:1px solid var(--clr-border)}.grid{display:grid;gap:var(--spacing-lg)}.grid-cols-2,.grid-cols-3{grid-template-columns:repeat(1,1fr)}@media(min-width:768px){.grid-cols-2{grid-template-columns:repeat(2,1fr);align-items:center}.grid-cols-3{grid-template-columns:repeat(3,1fr)}}.flex{display:flex}.flex-col{flex-direction:column}.items-center{align-items:center}.items-start{align-items:flex-start}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.gap-sm{gap:var(--spacing-sm)}.gap-md{gap:var(--spacing-md)}.gap-lg{gap:var(--spacing-lg)}.gap-xl{gap:var(--spacing-xl)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.5rem;border-radius:var(--border-radius-lg);font-weight:600;transition:all .3s ease;cursor:pointer;border:none}.btn-primary{background-color:var(--clr-primary);color:var(--clr-white);box-shadow:var(--shadow-md)}.btn-primary:hover{background-color:var(--clr-primary-dark);transform:translateY(-2px);box-shadow:var(--shadow-lg)}.btn-secondary{background-color:var(--clr-white);color:var(--clr-dark);border:1px solid var(--clr-border);box-shadow:var(--shadow-sm)}.btn-secondary:hover{background-color:var(--clr-light);transform:translateY(-2px);box-shadow:var(--shadow-md)}.glass-panel{background:var(--glass-bg);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:var(--glass-border);box-shadow:var(--shadow-md)}.card{padding:var(--spacing-lg);background-color:var(--clr-white);border-radius:var(--border-radius-md);box-shadow:var(--shadow-sm);border:1px solid var(--clr-border);transition:transform .3s ease,box-shadow .3s ease}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}.badge{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem 1rem;background-color:#1a56db1a;color:var(--clr-primary);border-radius:50px;font-weight:600;font-size:.875rem}header{position:fixed;top:0;left:0;width:100%;z-index:1000;transition:all .3s ease;padding:1rem 0;border-bottom:1px solid transparent}header.scrolled{background:var(--glass-bg);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:var(--shadow-sm);border-bottom:1px solid var(--clr-border);padding:.75rem 0}.nav-container{display:flex;justify-content:space-between;align-items:center;width:100%}.logo img{height:48px;width:auto;border-radius:var(--border-radius-sm)}.nav-links{display:none}@media(min-width:768px){.nav-links{display:flex;align-items:center;gap:var(--spacing-lg)}}.nav-links a{font-weight:500;color:var(--clr-dark)}.nav-links a:hover{color:var(--clr-primary)}.hero{padding-top:calc(100px + var(--spacing-xxl));padding-bottom:var(--spacing-xxl);min-height:100vh;display:flex;align-items:center;position:relative;overflow:hidden}.hero-bg-accent{position:absolute;top:-10%;right:-5%;width:800px;height:800px;background:radial-gradient(circle,#3f83f826,#fff0 70%);z-index:-1;border-radius:50%}.hero-image-wrapper{position:relative;z-index:1}.hero-image{border-radius:var(--border-radius-lg);box-shadow:var(--shadow-2xl, 0 25px 50px -12px rgba(0, 0, 0, .25));border:1px solid var(--clr-border);transform:perspective(1000px) rotateY(-5deg);transition:transform .5s ease}.hero-image-wrapper:hover .hero-image{transform:perspective(1000px) rotateY(0)}.floating-badge{position:absolute;bottom:-20px;right:-20px;background:#fff;padding:1rem;border-radius:var(--border-radius-md);box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:1rem;z-index:2;border:1px solid var(--clr-border)}.service-block{padding:var(--spacing-xl) 0}.service-block:nth-child(2n) .grid-cols-2>div:first-child{order:2}@media(max-width:767px){.service-block:nth-child(2n) .grid-cols-2>div:first-child{order:unset}}.service-image{border-radius:var(--border-radius-md);box-shadow:var(--shadow-md);border:1px solid var(--clr-border);object-fit:cover;width:100%}.check-list{display:flex;flex-direction:column;gap:1rem}.check-list li{position:relative;padding-left:2rem;color:var(--clr-text-muted)}.check-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--clr-primary);font-weight:700}.form-input{width:100%;padding:.875rem 1rem;border:1px solid var(--clr-border);border-radius:var(--border-radius-sm);font-family:inherit;font-size:1rem;transition:border-color .3s ease,box-shadow .3s ease;background-color:var(--clr-white)}.form-input:focus{outline:none;border-color:var(--clr-primary-light);box-shadow:0 0 0 3px #3f83f833}.footer-link:hover{color:var(--clr-primary-light)}.divider{height:1px;background-color:var(--clr-border);margin:var(--spacing-xl) 0}.faq-item{border:1px solid var(--clr-border);border-radius:var(--border-radius-md);margin-bottom:1rem;background:var(--clr-white);overflow:hidden}.faq-question{padding:1.5rem;font-weight:600;font-size:1.125rem;display:flex;justify-content:space-between;align-items:center;cursor:pointer;background:transparent;border:none;width:100%;text-align:left;color:var(--clr-dark)}.faq-answer{padding:0 1.5rem;max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease;color:var(--clr-text-muted)}.faq-item.active .faq-answer{padding:0 1.5rem 1.5rem;max-height:500px}.faq-icon{transition:transform .3s ease}.faq-item.active .faq-icon{transform:rotate(180deg)}@media(max-width:767px){.hero{padding-top:calc(70px + var(--spacing-xl));min-height:auto}.gbp-insurance-header{flex-direction:column;align-items:flex-start;gap:1rem}.gbp-insurance-card{padding:2rem 1.5rem}footer .container{grid-template-columns:1fr!important}footer .container>div:last-child{justify-content:center}.footer-links-wrapper{flex-direction:column;gap:var(--spacing-lg)}}